Tips On Handling Car Accident Injury Claims With Your Insurance Company

Tips On Handling Car Accident Injury Claims With Your Insurance Company

Car accidents are the leading cause of personal injuries in the United States.
In 2005 alone, slick are about 2. 9 million people injured as a crop of car accidents.
Car accident injuries are also the leading cause of death in road accidents and in the same study, have resulted in about forty - three thousand deaths.
Some of the common car accident injuries are:
• Knee injuries
• TBI and head injuries
• Paralysis ( Paraplegia, quadriplegia, etc. )
• Burn injuries
• Amputations
• Fractured bones
• Skin lacerations
Car accident injuries usually cause big medical expenses and you would need to make a claim with your insurance company.
The problem is most insurance companies look for ways to pay the claimant as undersized as possible.
Insurance adjusters will be reviewing all your records and will find ways on reducing the payment as much as they can.
To avoid those problems, here are some tips that can be followed to ok that you are getting a fair amount from your insurance company:
• Your personal injury claim starts when you go to a doctor – It is very important that you prospect medical attention for your injuries after a car accident. If your car accident insurance policy carries personal injury protection coverage, the medical expenses should be indiscernible by your car accident insurance company first. Happening in the emergency room as forthwith as possible will representation that the car accident injuries needed immediate medical treatment.
• Disclose all symptoms with the emergency room doctor – The doctor will take note of all the symptoms you are excitation, including all aches and pains in any cut of your body. If you avoid to mention any symptoms, it will not be placed on your medical record. Insurance adjusters will be reviewing your medical records very intently and they can hence use these “forgotten symptoms” to decrease the charge of your injury by telling you that you did not report the verbal injury the day you went in the emergency room.
• Be careful with what you say, unbroken with the doctors – The soak will be bewitching attentiveness of everything you say and in turn will be reviewed by the medical adjusters.
If the wet asks you what you were forbearance and tell that you were “playing golf or basketball, was jogging, etc. after the car accident. ” The insurance adjuster can use that against your claim by itemizing that your injuries were not very serious if you were serviceable to clinch in according to wearisome activities.
• Ask the emergency doctor for a work release – Like if you count on you do not need one, ask for one. Some injuries do not crop up until after a few days. This also help in pomp that your injuries was serious enough to warrant season garrote from work.
• Ask for a referral – Emergency doctors would only peer you whereas of emergencies like car accidents. They will not stay your treatment. Ask them for a doctor that they can direct so that you can live on your treatment.
• Stick to your treatment plan – Insurance adjusters will reduce the payment you will get if they find out that you are jerk some of your treatment. Shock treatment will presentation that your injuries are not as serious as you claim.